{"id":39,"date":"2022-05-04T22:51:15","date_gmt":"2022-05-05T02:51:15","guid":{"rendered":"http:\/\/meilleures-hypotheques.ca\/yves-st-denis-courtier-hypothecaire\/"},"modified":"2025-02-04T13:14:22","modified_gmt":"2025-02-04T18:14:22","slug":"yves-st-denis-mortgage-broker","status":"publish","type":"page","link":"https:\/\/meilleures-hypotheques.ca\/en\/","title":{"rendered":"Francis Mathieu-Johnson &#8211; Mortgage Broker"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-39\" data-postid=\"39\" class=\"themify_builder_content themify_builder_content-39 themify_builder tf_clear\">\n                    <div  data-parallax-bg=\"mobile\" data-css_id=\"3l6g701\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_3l6g701 tb_first tf_w wow\" data-tf-animation=\"fadeInDown\">\n                        <div class=\"row_inner col_align_bottom tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" data-parallax-bg=\"tablet_landscape\" class=\"module_column tb-column col4-2 tb_mw7g702 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_eoid702   \" data-lazy=\"1\" data-lax-translate-y=\"(vh*0.3) 0,(vh*0) -70\" data-lax=\"true\">\n        <div  class=\"tb_text_wrap\">\n        <h1>Get the best mortgage rate.<\/h1>\n<div class=\"tf_lax_done tf_rel\" data-lax-translate-y=\"(vh*0) 0,229 -70\" data-lax-anchor-top=\"1\">\n<div class=\"module module-text tb_eoid702\" data-lax-translate-y=\"(vh*0.3) 0,(vh*0) -70\">\n<div class=\"tb_text_wrap\">\n<h2>We find in less than 24 hours the mortgage for your needs in the best conditions and all in a single application.<\/h2>\n<\/div>\n<\/div>\n<\/div>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_sftb702 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <div class=\"cta_wrapper\">\n <a class=\"cta_2\" href=\"\/en\/get-my-rate\"><span >I want to purchase \/ renew \/ refinance<\/span><em class=\"tf_inline_b tf_vmiddle\"><svg aria-hidden=\"true\" class=\"tf_fa tf-ti-angle-right\"><use href=\"#tf-ti-angle-right\" ><\/use><\/svg><\/em>\n<\/a>\n\n<\/div>    <\/div>\n<\/div>\n<!-- \/module plain text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_abv7702 last\">\n                            <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-anchor=\"FinancialPartners\" data-css_id=\"06sm795\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_has_section tb_section-FinancialPartners tb_06sm795 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_dc8i803 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_0t2e803   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h3 style=\"text-align: center;\">Your Multi-Pr\u00eats broker  =  <span style=\"color: #62bb46;\">Over 25 financial partners<\/span><\/h3>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_k9il796 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_c5ez804 first\">\n                    <!-- module gallery -->\n<div  class=\"module gallery module-gallery tb_7hge339 layout-grid  \" data-lazy=\"1\">\n    <div class=\"module-gallery-grid\" style=\"--gald:5;--galt:2;--galm:2\">\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/B2B-Bank-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-1960\" title=\"B2B Bank\" alt=\"B2B Bank\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/B2B-Bank-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/B2B-Bank.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Scotia-1-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-328\" title=\"Banque Scotia\" alt=\"Banque Scotia\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Scotia-1-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Scotia-1-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Scotia-1.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-HomeEquity-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-75\" title=\"Banque HomeEquity\" alt=\"Banque HomeEquity\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-HomeEquity-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-HomeEquity-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-HomeEquity.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/CMHC-SCHL-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-77\" title=\"CMHC - SCHL\" alt=\"CMHC - SCHL\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/CMHC-SCHL-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/CMHC-SCHL-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/CMHC-SCHL.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Desjardins-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-73\" title=\"Desjardins\" alt=\"Desjardins\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Desjardins-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Desjardins-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Desjardins.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Financie\u0300re-First-National-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-71\" title=\"Financie\u0300re First National\" alt=\"Financie\u0300re First National\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Financie\u0300re-First-National-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Financie\u0300re-First-National-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Financie\u0300re-First-National.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Merix-Financial-\u2013-Lendwise-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-67\" title=\"Merix Financial \u2013 Lendwise\" alt=\"Merix Financial \u2013 Lendwise\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Merix-Financial-\u2013-Lendwise-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Merix-Financial-\u2013-Lendwise-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Merix-Financial-\u2013-Lendwise.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Manuvie-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-69\" title=\"Banque Manuvie\" alt=\"Banque Manuvie\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Manuvie-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Manuvie-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Manuvie.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/MCAP-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-63\" title=\"MCAP\" alt=\"MCAP\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/MCAP-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/MCAP-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/MCAP.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Nationale-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-59\" title=\"Banque Nationale\" alt=\"Banque Nationale\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Nationale-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Nationale-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Banque-Nationale.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/TD-Canada-Trust-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-55\" title=\"TD Canada Trust\" alt=\"TD Canada Trust\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/TD-Canada-Trust-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/TD-Canada-Trust-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/TD-Canada-Trust.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/SSQ-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-57\" title=\"SSQ\" alt=\"SSQ\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/SSQ-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/SSQ-130x38.png 130w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/SSQ.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Home-Trust-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-722\" title=\"Home Trust\" alt=\"Home Trust\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Home-Trust-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/Home-Trust.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/SAGEN-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-1971\" title=\"SAGEN\" alt=\"SAGEN\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/SAGEN-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/SAGEN.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/Banque-Equitable-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-1929\" title=\"Banque \u00c9quitable\" alt=\"Banque \u00c9quitable\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/Banque-Equitable-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/Banque-Equitable.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/AdapT-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-1927\" title=\"AdapT\" alt=\"AdapT\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/AdapT-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/AdapT.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n            <dl class=\"gallery-item\">\n            <dt class=\"gallery-icon\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/Pentor-120x35.png\" width=\"120\" height=\"35\" class=\"wp-post-image wp-image-1931\" title=\"Pentor\" alt=\"Pentor\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/Pentor-120x35.png 120w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/06\/Pentor.png 220w\" sizes=\"auto, (max-width: 120px) 100vw, 120px\" \/>            <\/dt>\n                    <\/dl>\n    <\/div>\n<\/div>\n<!-- \/module gallery --><!-- module text -->\n<div  class=\"module module-text tb_e68f807   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>We <strong>negotiate for you<\/strong> with more than 25 financial partners including the largest banks, caisses and financial institutions in Canada to <strong>find the best rates<\/strong> on the market and in the best conditions as well as to obtain <strong>quick mortgage pre-approvals<\/strong>.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_nfvx750 buttons-horizontal solid   tb_gs408627\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/get-my-rate\/\" class=\"ui builder_button tf_in_flx tb_default_color\" >\n                                                Get your rate                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-anchor=\"Rates\" data-css_id=\"l67j796\" id=\"tauxBox\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_has_section tb_section-Rates tb_l67j796 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_1rmh813 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_2z7x813  inline-fancy-heading tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_inline_b\">\n                    Get the best rates            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                    on the market            <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module plain text -->\n<div  class=\"module module-plain-text tb_du7a429 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h5 class=\"current-date\" id=\"date\" style=\"color:#002956\"><\/h5>\n    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_seuk631 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <div id=\"response\" style=\"display:none;\"><\/div>\n<script>\n    var Vjson = \"\";\n    var taux1 = \"k\";\n    var today = new Date();\n    var dd = today.getDate();\n    var mm = today.getMonth() + 1; \/\/January is 0!\n    var yyyy = today.getFullYear();\n    if (dd < 10) {\n        dd = '0' + dd;\n    }\n    if (document.documentElement.lang == 'en-CA') {\n        var month = 'January';\n        switch (mm) {\n            case 1:\n                month = 'January';\n                break;\n            case 2:\n                month = 'February';\n                break;\n            case 3:\n                month = 'March';\n                break;\n            case 4:\n                month = 'April';\n                break;\n            case 5:\n                month = 'May';\n                break;\n            case 6:\n                month = 'June';\n                break;\n            case 7:\n                month = 'July';\n                break;\n            case 8:\n                month = 'August';\n                break;\n            case 9:\n                month = 'September';\n                break;\n            case 10:\n                month = 'October';\n                break;\n            case 11:\n                month = 'November';\n                break;\n            case 12:\n                month = 'December';\n                break;\n        }\n        var neew = document.getElementById('date');\n        neew.innerHTML = 'Updated to ' + dd + ' ' + month + ' ' + yyyy;\n        var textDown = document.getElementById('text_bottom');\n        const url = \"https:\/\/components.devyent.ca\/hypothecaire\/rates.php\";\n        fetch(url)\n            .then(response => response.json())\n            .then(data => {\n                document.getElementById('taux1').innerHTML = data.best_rates[1].MPH + ' ' + '%';\n                document.getElementById('years_fiexe1').innerHTML = data.best_rates[1].ProdNameEn + ' fixed';\n                document.getElementById('tax_total1').innerHTML = data.best_rates[1].Posted + ' ' + '%';\n                document.getElementById('taux2').innerHTML = data.best_rates[3].MPH + ' ' + '%';\n                document.getElementById('years_fiexe2').innerHTML = data.best_rates[3].ProdNameEn + ' fixed';\n                document.getElementById('tax_total2').innerHTML = data.best_rates[3].Posted + ' ' + '%';\n                document.getElementById('taux3').innerHTML = data.best_rates[5].MPH + ' ' + '%';\n                document.getElementById('years_fiexe3').innerHTML = data.best_rates[5].ProdNameEn + ' fixed';\n                document.getElementById('tax_total3').innerHTML = data.best_rates[5].Posted + ' ' + '%';\n                document.getElementById('taux4').innerHTML = data.best_rates[0].MPH + ' ' + '%';\n                document.getElementById('years_fiexe4').innerHTML = data.best_rates[0].ProdNameEn;\n                document.getElementById('tax_total4').innerHTML = data.best_rates[0].Posted + ' ' + '%';\n            });\n    } else {\n        var month = 'janvier';\n        switch (mm) {\n            case 1:\n                month = 'janvier';\n                break;\n            case 2:\n                month = 'f\u00e9vrier';\n                break;\n            case 3:\n                month = 'mars';\n                break;\n            case 4:\n                month = 'avril';\n                break;\n            case 5:\n                month = 'mai';\n                break;\n            case 6:\n                month = 'juin';\n                break;\n            case 7:\n                month = 'juillet';\n                break;\n            case 8:\n                month = 'ao\u00fbt';\n                break;\n            case 9:\n                month = 'septembre';\n                break;\n            case 10:\n                month = 'octobre';\n                break;\n            case 11:\n                month = 'novembre';\n                break;\n            case 12:\n                month = 'd\u00e9cembre';\n                break;\n        }\n        var neew = document.getElementById('date');\n        neew.innerHTML = 'En date du ' + dd + ' ' + month + ' ' + yyyy;\n        const url = \"https:\/\/components.devyent.ca\/hypothecaire\/rates.php\";\n        fetch(url)\n            .then(response => response.json())\n            .then(data => {\n                document.getElementById('taux1').innerHTML = data.best_rates[1].MPH + ' ' + '%';\n                document.getElementById('years_fiexe1').innerHTML = data.best_rates[1].ProdNameFr + ' fixe';\n                document.getElementById('tax_total1').innerHTML = data.best_rates[1].Posted + ' ' + '%';\n                document.getElementById('taux2').innerHTML = data.best_rates[3].MPH + ' ' + '%';\n                document.getElementById('years_fiexe2').innerHTML = data.best_rates[3].ProdNameFr + ' fixe';\n                document.getElementById('tax_total2').innerHTML = data.best_rates[3].Posted + ' ' + '%';\n                document.getElementById('taux3').innerHTML = data.best_rates[5].MPH + ' ' + '%';\n                document.getElementById('years_fiexe3').innerHTML = data.best_rates[5].ProdNameFr + ' fixe';\n                document.getElementById('tax_total3').innerHTML = data.best_rates[5].Posted + ' ' + '%';\n                document.getElementById('taux4').innerHTML = data.best_rates[0].MPH + ' ' + '%';\n                document.getElementById('years_fiexe4').innerHTML = data.best_rates[0].ProdNameFr;\n                document.getElementById('tax_total4').innerHTML = data.best_rates[0].Posted + ' ' + '%';\n            });\n    }\n<\/script>    <\/div>\n<\/div>\n<!-- \/module plain text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top gutter-none tb_col_count_5 tb_dfav948\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col5-1 tb_e2r9949 first\">\n                    <!-- module plain text -->\n<div  class=\"module module-plain-text tb_xggs949  hide-tablet hide-mobile\" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"taux_multi_green\">Multi-Pr\u00eats rate<\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_ce7g949  hide-tablet hide-mobile\" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"taux_multi_white\">Mortgage rates as of today<\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col5-1 tb_400i949\">\n                    <!-- module plain text -->\n<div  class=\"module module-plain-text tb_npuu949 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h2 class=\"taux-hypothecaire\"id=\"taux1\"><\/h2>\n    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module text -->\n<div  class=\"module module-text tb_z0bo949    hide-desktop hide-tablet_landscape\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\">Multi-Pr\u00eat rate<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_69nu949 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"years_fiexe1\"class=\"year1\"><\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_gzr4949 buttons-horizontal outline botones \" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/get-my-rate\/\" class=\"ui builder_button tf_in_flx green\"  id=\"btn\">\n                                                Get this rate                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n<!-- module plain text -->\n<div  class=\"module module-plain-text tb_58jm949 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"tax_total1\"><\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module text -->\n<div  class=\"module module-text tb_4taq949    hide-desktop hide-tablet_landscape\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Mortgage rates as of today<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col5-1 tb_am04950\">\n                    <!-- module plain text -->\n<div  class=\"module module-plain-text tb_ivpe950 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h2 class=\"taux-hypothecaire\"id=\"taux2\"><\/h2>\n    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module text -->\n<div  class=\"module module-text tb_4obu950    hide-desktop hide-tablet_landscape\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\">Multi-Pr\u00eat rate<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_ss8m950 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"years_fiexe2\"><\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_j6sp950 buttons-horizontal outline botones \" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/get-my-rate\/\" class=\"ui builder_button tf_in_flx green\"  id=\"btn\">\n                                                Get this rate                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n<!-- module plain text -->\n<div  class=\"module module-plain-text tb_9ohg950 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"tax_total2\"><\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module text -->\n<div  class=\"module module-text tb_59ja950    hide-desktop hide-tablet_landscape\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Mortgage rates as of today<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col5-1 tb_a4cl950\">\n                    <!-- module plain text -->\n<div  class=\"module module-plain-text tb_2q1h950 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h2 class=\"taux-hypothecaire\"id=\"taux3\"><\/h2>\n    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module text -->\n<div  class=\"module module-text tb_ovhk950    hide-desktop hide-tablet_landscape\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\">Multi-Pr\u00eat rate<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_o3e0950 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"years_fiexe3\"><\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_spye950 buttons-horizontal outline botones \" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/get-my-rate\/\" class=\"ui builder_button tf_in_flx green\"  id=\"btn\">\n                                                Get this rate                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n<!-- module plain text -->\n<div  class=\"module module-plain-text tb_knj1950 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"tax_total3\"><\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module text -->\n<div  class=\"module module-text tb_8ibz950    hide-desktop hide-tablet_landscape\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Mortgage rates as of today<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col5-1 tb_teph950 last\">\n                    <!-- module plain text -->\n<div  class=\"module module-plain-text tb_pkqj950 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h2 class=\"taux-hypothecaire\"id=\"taux4\"><\/h2>\n    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module text -->\n<div  class=\"module module-text tb_l0xo950    hide-desktop hide-tablet_landscape\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p style=\"text-align: center;\">Multi-Pr\u00eat rate<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_do28950 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"years_fiexe4\"><\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module buttons -->\n<div  class=\"module module-buttons tb_ylk9951 buttons-horizontal outline botones \" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/get-my-rate\/\" class=\"ui builder_button tf_in_flx green\"  id=\"btn\">\n                                                Get this rate                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n<!-- module plain text -->\n<div  class=\"module module-plain-text tb_nwp1951 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <h3 id=\"tax_total4\"><\/h3>    <\/div>\n<\/div>\n<!-- \/module plain text --><!-- module text -->\n<div  class=\"module module-text tb_3zkk951    hide-desktop hide-tablet_landscape\" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Mortgage rates as of today<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_4xsj60\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_8xnl61 first\">\n                    <!-- module buttons -->\n<div  class=\"module module-buttons tb_2ybx61 buttons-horizontal solid btn  tb_gs408627\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/get-my-rate\" class=\"ui builder_button tf_in_flx green\" >\n                                                Get your rate                                        <em><svg  class=\"tf_fa tf-ti-angle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-angle-right\" xlink:href=\"#tf-ti-angle-right\"><\/use><\/svg><\/em>                            <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n<!-- module text -->\n<div  class=\"module module-text tb_6frs61   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>* Some conditions may apply. Subject to change without notice. Rates may vary depending on amount borrowed, collateral offered or other factors. Contact your broker at Yves St-Denis Mortgage Brokers for more information.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-desktop-padding=\"2em,2em\" data-parallax-bg=\"desktop\" data-anchor=\"Benefits\" data-css_id=\"0iu1796\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_has_section tb_section-Benefits tb_0iu1796 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_lz8i807 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_bh67808   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2>The advantages of Multi-Pr\u00eats<\/h2>    <\/div>\n<\/div>\n<!-- \/module text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_4 tb_7bpm808\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-1 tb_8j9n809 first\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_9toh809 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-155\" title=\"des_economies\" alt=\"Des \u00e9conomies\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module text -->\n<div  class=\"module module-text tb_l98o809 see_more_js  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4 style=\"text-align: center;\">Savings<\/h4>\n<p>We have a complete understanding of the market, allowing us to aggressively negotiate for you the most favorable and affordable mortgage loan, as opposed to banks or financial institutions, which are obligated to provide you just their goods, allowing you to save significantly.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-1 tb_hnns810\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_dfmh810 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-151\" title=\"affaires_finances\" alt=\"Refinancement\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module text -->\n<div  class=\"module module-text tb_0f70810 see_more_js  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4 style=\"text-align: center;\">Lowest rate<\/h4>\n<p><span style=\"font-weight: 400;\">Multi-Pr\u00eats has access to the best rates in the market due to the large volume of mortgages created (over 44 billion). Simultaneously, we have access to a diverse range of rates offered and promoted by a variety of banks and institutions. We find the greatest prices<\/span><b> for you.<\/b><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-1 tb_9r9u811\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_pilu811 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-725\" title=\"100-por-ciento\" alt=\"Services 100% Gratuit\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module text -->\n<div  class=\"module module-text tb_0ae5811 see_more_js  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4 style=\"text-align: center;\">100% free<\/h4>\n<p><span style=\"font-weight: 400;\">Mortgage brokers supply you with completely free services. There are no additional fees or commissions to pay. Indeed, the broker is compensated by banks and financial organizations for promoting mortgage products. As a result, we offer our services for free.<\/span><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-1 tb_a7ij811 last\">\n                    <!-- module image -->\n<div  class=\"module module-image tb_yvx9812 image-center   tf_mw\" data-lazy=\"1\">\n        <div class=\"image-wrap tf_rel tf_mw\">\n            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-727\" title=\"clock-with-dollar-sign\" alt=\"Gagner du temps\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>    \n        <\/div>\n    <!-- \/image-wrap -->\n    \n        <\/div>\n<!-- \/module image --><!-- module text -->\n<div  class=\"module module-text tb_wszj812 see_more_js  \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4 style=\"text-align: center;\">Time management<\/h4>\n<p><span style=\"font-weight: 400;\">You won&#8217;t have to meet with a slew of banks and financial institutions or fill out a mountain of paperwork to get the best deal. The follow-ups will be handled by your broker, who will also keep you informed about any changes to your file and draft all necessary documentation and contracts. Procedures are streamlined, and you save a significant amount of time.<\/span><\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_7bdy933 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <script>\njQuery().ready(function() {\njQuery('.see_more_js').see_more(200, 'en');\n});\n<\/script>    <\/div>\n<\/div>\n<!-- \/module plain text -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-anchor=\"Services\" data-css_id=\"93xn796\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_has_section tb_section-Services tb_93xn796 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_45n0828 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_o1mf828  inline-fancy-heading tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textc\">\n    <span class=\"main-head tf_inline_b\">\n                    Discover the services offered            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                    by our Multi-Pr\u00eats brokers.            <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module template_part -->\n<div  class=\"module module-layout-part tb_vudj592 \">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-693 themify_builder not_editable_builder in_the_loop\" data-postid=\"693\">\n                        <div  data-css_id=\"jbt9171\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth tb_jbt9171 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_qvm8172 first\">\n                    <!-- module post -->\n<div  class=\"module module-post tb_spay689 \">\n    <div  class=\"builder-posts-wrap loops-wrapper grid5 polaroid tf_clear tf_clearfix\" data-lazy=\"1\">\n    <article id=\"post-1158\" class=\"post tf_clearfix post-1158 type-post status-publish format-standard has-post-thumbnail hentry category-services-en has-post-title no-post-date has-post-category has-post-tag has-post-comment has-post-author \">\n\t    \n\t                <figure class=\"post-image tf_clearfix\">\n                                                            <a href=\"https:\/\/meilleures-hypotheques.ca\/en\/pre-approval\/\">\n                                        <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/approbation-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-159\" title=\"approbation\" alt=\"Pr\u00e9approbation\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/approbation-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/approbation-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/approbation-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/approbation.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>                                                                    <\/a>\n                                                                <\/figure>\n                    \t<div class=\"post-content\">\n\t\t<div class=\"post-content-inner\">\n\n\t\t\t\n\t\t\t<h3 class=\"post-title entry-title\"><a href=\"https:\/\/meilleures-hypotheques.ca\/en\/pre-approval\/\">Pre-approval<\/a><\/h3>\n\t\t\t\n\t\t\t\n\t\t\t        <div class=\"entry-content\">\n\n                                        <p>If you want to buy a house and start your search, it is important to get pre-approved for a mortgage so that you can make an offer to purchase.<\/p>\n<!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1158 themify_builder not_editable_builder in_the_loop\" data-postid=\"1158\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_1icw929 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_6ntt932 first\">\n                    <!-- module buttons -->\n<div  class=\"module module-buttons tb_y27c933 buttons-horizontal solid  tb_gs407627\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/mortgage-services\/#Preapproval\" class=\"ui builder_button tf_in_flx tb_default_color\" >\n                                                Learn more                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content-->            \n        <\/div><!-- \/.entry-content -->\n        \n\t\t<\/div>\n\t\t<!-- \/.post-content-inner -->\n\t<\/div>\n\t<!-- \/.post-content -->\n\t\n<\/article>\n<!-- \/.post -->\n<article id=\"post-1156\" class=\"post tf_clearfix post-1156 type-post status-publish format-standard has-post-thumbnail hentry category-services-en has-post-title no-post-date has-post-category has-post-tag has-post-comment has-post-author \">\n\t    \n\t                <figure class=\"post-image tf_clearfix\">\n                                                            <a href=\"https:\/\/meilleures-hypotheques.ca\/en\/pre-qualification\/\">\n                                        <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/qualifie-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-153\" title=\"qualifie\" alt=\"Pr\u00e9qualification\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/qualifie-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/qualifie-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/qualifie-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/qualifie.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>                                                                    <\/a>\n                                                                <\/figure>\n                    \t<div class=\"post-content\">\n\t\t<div class=\"post-content-inner\">\n\n\t\t\t\n\t\t\t<h3 class=\"post-title entry-title\"><a href=\"https:\/\/meilleures-hypotheques.ca\/en\/pre-qualification\/\">Pre-qualification<\/a><\/h3>\n\t\t\t\n\t\t\t\n\t\t\t        <div class=\"entry-content\">\n\n                                        <p>Pre-qualification for a mortgage is a crucial estimate that confirms your borrowing capability.It is essential to show your credibility to your seller.<\/p>\n<!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1156 themify_builder not_editable_builder in_the_loop\" data-postid=\"1156\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_c96n611 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_5kat612 first\">\n                    <!-- module buttons -->\n<div  class=\"module module-buttons tb_u38e612 buttons-horizontal solid  tb_gs407627\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/mortgage-services\/#Prequalification\" class=\"ui builder_button tf_in_flx tb_default_color\" >\n                                                Learn more                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content-->            \n        <\/div><!-- \/.entry-content -->\n        \n\t\t<\/div>\n\t\t<!-- \/.post-content-inner -->\n\t<\/div>\n\t<!-- \/.post-content -->\n\t\n<\/article>\n<!-- \/.post -->\n<article id=\"post-1157\" class=\"post tf_clearfix post-1157 type-post status-publish format-standard has-post-thumbnail hentry category-services-en has-post-title no-post-date has-post-category has-post-tag has-post-comment has-post-author \">\n\t    \n\t                <figure class=\"post-image tf_clearfix\">\n                                                            <a href=\"https:\/\/meilleures-hypotheques.ca\/en\/purchase\/\">\n                                        <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/achat_maison-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-165\" title=\"achat_maison\" alt=\"Achat\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/achat_maison-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/achat_maison-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/achat_maison-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/achat_maison.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>                                                                    <\/a>\n                                                                <\/figure>\n                    \t<div class=\"post-content\">\n\t\t<div class=\"post-content-inner\">\n\n\t\t\t\n\t\t\t<h3 class=\"post-title entry-title\"><a href=\"https:\/\/meilleures-hypotheques.ca\/en\/purchase\/\">Buying<\/a><\/h3>\n\t\t\t\n\t\t\t\n\t\t\t        <div class=\"entry-content\">\n\n                                        <p>It makes no difference whether it&#8217;s for a primary or secondary residence. Multi-pr\u00eats hypoth\u00e8que will assist you in obtaining the most favorable financing terms for your situation.<\/p>\n<!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1157 themify_builder not_editable_builder in_the_loop\" data-postid=\"1157\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_zpmz40 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_4ir541 first\">\n                    <!-- module buttons -->\n<div  class=\"module module-buttons tb_ultq716 buttons-horizontal solid  tb_gs407627\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/mortgage-services\/#Purchase\" class=\"ui builder_button tf_in_flx tb_default_color\" >\n                                                Learn more                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content-->            \n        <\/div><!-- \/.entry-content -->\n        \n\t\t<\/div>\n\t\t<!-- \/.post-content-inner -->\n\t<\/div>\n\t<!-- \/.post-content -->\n\t\n<\/article>\n<!-- \/.post -->\n<article id=\"post-1159\" class=\"post tf_clearfix post-1159 type-post status-publish format-standard has-post-thumbnail hentry category-services-en has-post-title no-post-date has-post-category has-post-tag has-post-comment has-post-author \">\n\t    \n\t                <figure class=\"post-image tf_clearfix\">\n                                                            <a href=\"https:\/\/meilleures-hypotheques.ca\/en\/renewal\/\">\n                                        <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/renouvellement-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-167\" title=\"renouvellement\" alt=\"Renouvellement\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/renouvellement-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/renouvellement-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/renouvellement-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/renouvellement.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>                                                                    <\/a>\n                                                                <\/figure>\n                    \t<div class=\"post-content\">\n\t\t<div class=\"post-content-inner\">\n\n\t\t\t\n\t\t\t<h3 class=\"post-title entry-title\"><a href=\"https:\/\/meilleures-hypotheques.ca\/en\/renewal\/\">Renewal<\/a><\/h3>\n\t\t\t\n\t\t\t\n\t\t\t        <div class=\"entry-content\">\n\n                                        <p>It&#8217;s time to pay off your mortgage. You&#8217;ve received a renewal offer from your financial institution, and you want to evaluate if it&#8217;s competitive.<\/p>\n<!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1159 themify_builder not_editable_builder in_the_loop\" data-postid=\"1159\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_lkyu998 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_6qd3998 first\">\n                    <!-- module buttons -->\n<div  class=\"module module-buttons tb_xjnl999 buttons-horizontal solid  tb_gs407627\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/mortgage-services\/#Renewal\" class=\"ui builder_button tf_in_flx tb_default_color\" >\n                                                Learn more                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content-->            \n        <\/div><!-- \/.entry-content -->\n        \n\t\t<\/div>\n\t\t<!-- \/.post-content-inner -->\n\t<\/div>\n\t<!-- \/.post-content -->\n\t\n<\/article>\n<!-- \/.post -->\n<article id=\"post-1155\" class=\"post tf_clearfix post-1155 type-post status-publish format-standard has-post-thumbnail hentry category-services-en has-post-title no-post-date has-post-category has-post-tag has-post-comment has-post-author \">\n\t    \n\t                <figure class=\"post-image tf_clearfix\">\n                                                            <a href=\"https:\/\/meilleures-hypotheques.ca\/en\/refinancing\/\">\n                                        <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-70x70.png\" width=\"70\" height=\"70\" class=\"wp-post-image wp-image-151\" title=\"affaires_finances\" alt=\"Refinancement\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances.png 512w\" sizes=\"auto, (max-width: 70px) 100vw, 70px\" \/>                                                                    <\/a>\n                                                                <\/figure>\n                    \t<div class=\"post-content\">\n\t\t<div class=\"post-content-inner\">\n\n\t\t\t\n\t\t\t<h3 class=\"post-title entry-title\"><a href=\"https:\/\/meilleures-hypotheques.ca\/en\/refinancing\/\">Refinancing<\/a><\/h3>\n\t\t\t\n\t\t\t\n\t\t\t        <div class=\"entry-content\">\n\n                                        <p>Multi-Pr\u00eats looks for the most cost-effective refinancing option for you. All of the costs associated with your refinancing are estimated for you, including appraisal, cash back, and notary fees.<\/p>\n<!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1155 themify_builder not_editable_builder in_the_loop\" data-postid=\"1155\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_wp1t742 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_9jbc742 first\">\n                    <!-- module buttons -->\n<div  class=\"module module-buttons tb_cde5743 buttons-horizontal solid  tb_gs407627\" data-lazy=\"1\">\n        <div class=\"module-buttons-item tf_in_flx\">\n                        <a href=\"\/en\/mortgage-services\/#Refinance\" class=\"ui builder_button tf_in_flx tb_default_color\" >\n                                                Learn more                                        <\/a>\n                <\/div>\n            <\/div>\n<!-- \/module buttons -->\n        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content-->            \n        <\/div><!-- \/.entry-content -->\n        \n\t\t<\/div>\n\t\t<!-- \/.post-content-inner -->\n\t<\/div>\n\t<!-- \/.post-content -->\n\t\n<\/article>\n<!-- \/.post -->\n    <\/div><!-- .builder-posts-wrap -->\n            <\/div>\n<!-- \/module post -->\n            <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n<\/div>\n<!-- \/module template_part -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"n1fi796\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_n1fi796 tf_w hide-tablet hide-mobile\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_sx68829 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_gg3t830  inline-fancy-heading tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    A mortgage adapted to            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                    your situation            <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module tab -->\n<div  id=\"tb_h5ke835\" class=\"module ui module-tab tb_h5ke835 vertical rounded tb_default_color  tb_gs239626\" data-lazy=\"1\">\n        <div class=\"tab-nav-current-active tf_hide\">\n\t\t<span class=\"tab_burger_icon_wrap\">\n\t        <span class=\"tab_burger_icon tf_rel\"><\/span>\n\t\t<\/span>\n        <span class=\"tb_activetab_title\">\n            <span class=\"tb_tab_title\"> The Benefits of Using Multi-Pr\u00eats<\/span>\n                    <\/span>\n    <\/div>\n    <ul class=\"tab-nav tf_clearfix tf_scrollbar\">\n                <li class=\"current\" aria-expanded=\"true\">\n            <a href=\"#tab-tb_h5ke835-0\">\n                <em><svg  class=\"tf_fa tf-ti-arrow-circle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-right\" xlink:href=\"#tf-ti-arrow-circle-right\"><\/use><\/svg><\/em>                <span class=\"tb_tab_title\"> The Benefits of Using Multi-Pr\u00eats<\/span>                                            <\/a>\n        <\/li>\n                <li aria-expanded=\"false\">\n            <a href=\"#tab-tb_h5ke835-1\">\n                <em><svg  class=\"tf_fa tf-ti-arrow-circle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-right\" xlink:href=\"#tf-ti-arrow-circle-right\"><\/use><\/svg><\/em>                <span class=\"tb_tab_title\"> Multi-Pr\u00eats offers you very low rates<\/span>                                            <\/a>\n        <\/li>\n                <li aria-expanded=\"false\">\n            <a href=\"#tab-tb_h5ke835-2\">\n                <em><svg  class=\"tf_fa tf-ti-arrow-circle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-right\" xlink:href=\"#tf-ti-arrow-circle-right\"><\/use><\/svg><\/em>                <span class=\"tb_tab_title\"> Multi-Pr\u00eats brokers differ from other brokers in the following ways.<\/span>                                            <\/a>\n        <\/li>\n                <li aria-expanded=\"false\">\n            <a href=\"#tab-tb_h5ke835-3\">\n                <em><svg  class=\"tf_fa tf-ti-arrow-circle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-right\" xlink:href=\"#tf-ti-arrow-circle-right\"><\/use><\/svg><\/em>                <span class=\"tb_tab_title\"> Multi-Pr\u00eats, your own financial advisor<\/span>                                            <\/a>\n        <\/li>\n            <\/ul>\n            <div data-id=\"tab-tb_h5ke835-0\" class=\"tab-content tf_clear\" aria-hidden=\"false\">\n                    <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_fni7872\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_1tsj872 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_v57l872   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4>The Benefits of Using Multi-Pr\u00eats<\/h4>\n<p>We have a thorough knowledge of the market, which allows us to intensively negotiate for you the most favorable and cheapest mortgage loan, compared to banks or financial institutions, which are forced to offer you only their products, allowing you to make significant financial savings.<\/p>\n<h4>Lowest Rate<\/h4>\n<p>Due to the high volume of mortgages generated (over 44 billion), Multi-Pr\u00eats has access to the best rates in the market. At the same time, we have access to a wide range of rates offered and promoted by a number of banks and institutions. For you, we locate the best pricing.<\/p>\n<h4>100% FREE<\/h4>\n<p>Mortgage brokers provide entirely free services to you. There are no hidden costs or commissions. Indeed, the broker is compensated for marketing mortgage products by banks and financial institutions. As a result, we provide our services at no cost.<\/p>\n<h4>Saving time<\/h4>\n<p>To receive the best rate, you won&#8217;t have to meet with a bunch of banks and financial institutions and submit a thousand paperwork. Your broker will handle all follow-ups, keep you updated on any changes to your file, and draft all essential documentation and contracts. Procedures are simplified, and you save a lot of time.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n            <div data-id=\"tab-tb_h5ke835-1\" class=\"tab-content tf_clear\" aria-hidden=\"true\">\n                    <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_7dk1872\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_zjsw872 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_pcb6872   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4><strong>Multi-Pr\u00eats offers you very low rates<\/strong><\/h4>\n<p>Due to the large amount of loans (over 44 billion mortgages), Multi-Pr\u00eats has simultaneous access to a variety of rates provided by several banks and financial institutions. Contrary to the advisors of banks and financial institutions, who are limited to offering their own products, this allows us to find you the best rates from a large selection. You then have access to a variety of financial lenders, some of which only accept applications through mortgage brokers, allowing you to evaluate all available options.<\/p>\n<p>Furthermore, Multi-Pr\u00eats&#8217; mortgage brokers have an in-depth knowledge of the market, which allows them to advise you on how to obtain the lowest mortgage rate. Furthermore, we answer all your questions in order to facilitate your decision (fixed or variable rate, long or short term, etc.).<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n            <div data-id=\"tab-tb_h5ke835-2\" class=\"tab-content tf_clear\" aria-hidden=\"true\">\n                    <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_7p44873\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_ran7873 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_d343873   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4>Professionalism<\/h4>\n<p>Our mortgage brokers are market specialists who have been trained to understand and respond rapidly to your true needs<strong>.<\/strong><\/p>\n<h4>Time is a valuable commodity.<\/h4>\n<p>Thanks to your Multi-Pr\u00eats mortgage broker, you will receive proposals from a variety of financial institutions in one single request. You won&#8217;t have to meet with a slew of different lenders and hand over a zillion different documents to each one. Your broker is in charge of everything.<\/p>\n<h4>Setting up funds<\/h4>\n<p>To begin with, a mortgage broker&#8217;s services are entirely free. He or she not only negotiates the most favorable and least expensive mortgage for you (in comparison to the banks), but he or she also offers a selection of additional financial services to help you save or grow your money.<\/p>\n<h4>The working hours are very flexible.<\/h4>\n<p>We may meet with you at our Qu\u00e9bec office or at your home seven days a week.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n            <div data-id=\"tab-tb_h5ke835-3\" class=\"tab-content tf_clear\" aria-hidden=\"true\">\n                    <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_py4k873\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_26io873 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_js1b873   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4><strong>Multi-Pr\u00eats, your own financial advisor<\/strong><\/h4>\n<p>On a daily basis, our mortgage brokers communicate with over 25 different financial partners across Canada (banks, caisses, insurance companies, and so on). We are constantly monitoring market movements and opportunities that may be of interest to our clients. We can also help you locate the best mortgage terms and rates by comparing offers from a variety of lenders, some of which you may not have direct access to.<\/p>\n<h4>The partner financial institutions we work with<\/h4>\n<ul>\n<li>ADAP-T \/ CML<\/li>\n<li>B2B Banking<\/li>\n<li>Fair Trade Bank<\/li>\n<li>Manulife Bank<\/li>\n<li>Caisses Populaires Desjardins<\/li>\n<li>Canada Guaranty<\/li>\n<li>CHIP \u2013 Home Income Plan<\/li>\n<li>CMHC \/ CMHC<\/li>\n<li>Multi-Plane<\/li>\n<li>Pentor<\/li>\n<li>PeoplesTrust<\/li>\n<li>SecurFinance<\/li>\n<li>Simplici-T<\/li>\n<li>SSQ<\/li>\n<li>TD Canada Trust<\/li>\n<li>CTF<\/li>\n<li>Unik Financing<\/li>\n<li>First National Financial<\/li>\n<li>Haventree Financial<\/li>\n<li>FNF<\/li>\n<li>SAGEN \/ Genworth Financial<\/li>\n<li>Home Trust<\/li>\n<li>MCAP<\/li>\n<li>Merix Financial \u2013 Lendwise<\/li>\n<li>HomeEquity Bank<\/li>\n<li>National Bank<\/li>\n<li>Scotiabank<\/li>\n<li>Laurentian Bank<\/li>\n<li>Equitable Bank<\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                <\/div>\n    <\/div>\n<!-- \/module tab -->\n        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"n504668\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_n504668 tf_w hide-desktop hide-tablet_landscape\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_bxoo668 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_1bjl668  inline-fancy-heading tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    A mortgage adapted to            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                    your situation            <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_fsy6668 hide-desktop hide-tablet_landscape\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_zkef668 first\">\n                    <!-- module accordion -->\n<div  class=\"module module-accordion tb_ogh4668 acc_movil\" data-behavior=\"accordion\" data-lazy=\"1\">\n    \n    <ul class=\"ui module-accordion  rounded tb_default_color\">\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-ogh4668-0\" class=\"tb_title_accordion\" aria-controls=\"acc-ogh4668-0-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-right\" xlink:href=\"#tf-ti-arrow-circle-right\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">The Benefits of Using Multi-Pr\u00eats<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-ogh4668-0-content\" data-id=\"acc-ogh4668-0\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_2rpd668\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_0ewa668 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_54v3668   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p><strong>The Benefits of Using Multi-Pr\u00eats<\/strong><\/p>\n<p>We have a thorough knowledge of the market, which allows us to intensively negotiate for you the most favorable and cheapest mortgage loan, compared to banks or financial institutions, which are forced to offer you only their products, allowing you to make significant financial savings.<\/p>\n<p><strong>Lowest Rate<\/strong><\/p>\n<p>Due to the high volume of mortgages generated (over 44 billion), Multi-Pr\u00eats has access to the best rates in the market. At the same time, we have access to a wide range of rates offered and promoted by a number of banks and institutions. For you, we locate the best pricing.<\/p>\n<p><strong> 100% FREE<\/strong><\/p>\n<p>Mortgage brokers provide entirely free services to you. There are no hidden costs or commissions. Indeed, the broker is compensated for marketing mortgage products by banks and financial institutions. As a result, we provide our services at no cost.<\/p>\n<p><strong>Saving time<\/strong><\/p>\n<p>To receive the best rate, you won&#8217;t have to meet with a bunch of banks and financial institutions and submit a thousand paperwork. Your broker will handle all follow-ups, keep you updated on any changes to your file, and draft all essential documentation and contracts. Procedures are simplified, and you save a lot of time.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-ogh4668-1\" class=\"tb_title_accordion\" aria-controls=\"acc-ogh4668-1-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-right\" xlink:href=\"#tf-ti-arrow-circle-right\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Multi-Pr\u00eats offers you very low rates<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-ogh4668-1-content\" data-id=\"acc-ogh4668-1\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_fdk1668\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_a1fr668 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_dduh668   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4><strong>Multi-Pr\u00eats offers you very low rates<\/strong><\/h4>\n<p>Due to the large amount of loans (over 44 billion mortgages), Multi-Pr\u00eats has simultaneous access to a variety of rates provided by several banks and financial institutions. Contrary to the advisors of banks and financial institutions, who are limited to offering their own products, this allows us to find you the best rates from a large selection. You then have access to a variety of financial lenders, some of which only accept applications through mortgage brokers, allowing you to evaluate all available options.<\/p>\n<p>Furthermore, Multi-Pr\u00eats&#8217; mortgage brokers have an in-depth knowledge of the market, which allows them to advise you on how to obtain the lowest mortgage rate. Furthermore, we answer all your questions in order to facilitate your decision (fixed or variable rate, long or short term, etc.).<\/p>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-ogh4668-2\" class=\"tb_title_accordion\" aria-controls=\"acc-ogh4668-2-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-right\" xlink:href=\"#tf-ti-arrow-circle-right\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Multi-Pr\u00eats brokers differ from other brokers in the following ways.<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-ogh4668-2-content\" data-id=\"acc-ogh4668-2\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_vg8o668\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_8jbm668 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_eu6k668   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4>Multi-Pr\u00eats brokers differ from other brokers in the following ways.<\/h4>\n<p><strong>Professionalism<\/strong><\/p>\n<p>Our mortgage brokers are market specialists who have been trained to understand and respond rapidly to your true needs<strong>.<\/strong><\/p>\n<p><strong>Time is a valuable commodity.<\/strong><\/p>\n<p>Thanks to your Multi-Pr\u00eats mortgage broker, you will receive proposals from a variety of financial institutions in one single request. You won&#8217;t have to meet with a slew of different lenders and hand over a zillion different documents to each one. Your broker is in charge of everything.<\/p>\n<p><strong>Setting up funds<\/strong><\/p>\n<p>To begin with, a mortgage broker&#8217;s services are entirely free. He or she not only negotiates the most favorable and least expensive mortgage for you (in comparison to the banks), but he or she also offers a selection of additional financial services to help you save or grow your money.<\/p>\n<p><strong>The working hours are very flexible.<\/strong><\/p>\n<p>We may meet with you at our Qu\u00e9bec office or at your home seven days a week.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-ogh4668-3\" class=\"tb_title_accordion\" aria-controls=\"acc-ogh4668-3-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-right\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-right\" xlink:href=\"#tf-ti-arrow-circle-right\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Multi-Pr\u00eats, your own financial advisor<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-ogh4668-3-content\" data-id=\"acc-ogh4668-3\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_5bb7668\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_hkuc668 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_wabl668   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h4><strong>Multi-Pr\u00eats, your own financial advisor<\/strong><\/h4>\n<p>On a daily basis, our mortgage brokers communicate with over 25 different financial partners across Canada (banks, caisses, insurance companies, and so on). We are constantly monitoring market movements and opportunities that may be of interest to our clients. We can also help you locate the best mortgage terms and rates by comparing offers from a variety of lenders, some of which you may not have direct access to.<\/p>\n<h4>The partner financial institutions we work with<\/h4>\n<ul>\n<li>ADAP-T \/ CML<\/li>\n<li>B2B Banking<\/li>\n<li>Fair Trade Bank<\/li>\n<li>Manulife Bank<\/li>\n<li>Caisses Populaires Desjardins<\/li>\n<li>Canada Guaranty<\/li>\n<li>CHIP \u2013 Home Income Plan<\/li>\n<li>CMHC \/ CMHC<\/li>\n<li>Multi-Plane<\/li>\n<li>Pentor<\/li>\n<li>PeoplesTrust<\/li>\n<li>SecurFinance<\/li>\n<li>Simplici-T<\/li>\n<li>SSQ<\/li>\n<li>TD Canada Trust<\/li>\n<li>CTF<\/li>\n<li>Unik Financing<\/li>\n<li>First National Financial<\/li>\n<li>Haventree Financial<\/li>\n<li>FNF<\/li>\n<li>SAGEN \/ Genworth Financial<\/li>\n<li>Home Trust<\/li>\n<li>MCAP<\/li>\n<li>Merix Financial \u2013 Lendwise<\/li>\n<li>HomeEquity Bank<\/li>\n<li>National Bank<\/li>\n<li>Scotiabank<\/li>\n<li>Laurentian Bank<\/li>\n<li>Equitable Bank<\/li>\n<\/ul>\n    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n        <\/ul>\n\n<\/div><!-- \/module accordion -->        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"1lze796\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_1lze796 tf_w\">\n            <span  class=\"builder_row_cover tf_abs\" data-lazy=\"1\"><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_jz80840 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_urf3840  inline-fancy-heading tb_hide_divider tb_gs1383628\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    A Multi-Pr\u00eats broker to get <span class=\"greenText\">the best rate!<\/span>            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module accordion -->\n<div  class=\"module module-accordion tb_dozi840 \" data-behavior=\"accordion\" data-lazy=\"1\">\n    \n    <ul class=\"ui module-accordion separate rounded tb_default_color\">\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-dozi840-0\" class=\"tb_title_accordion\" aria-controls=\"acc-dozi840-0-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Since 1982, Multi-Pr\u00eats<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-dozi840-0-content\" data-id=\"acc-dozi840-0\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_yb6o875\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_b0dx875 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_5ila875   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <ul>\n<li dir=\"ltr\" aria-level=\"1\">\n<p dir=\"ltr\" role=\"presentation\">Obtains a quick pre-approval for a mortgage loan;<\/p>\n<\/li>\n<li dir=\"ltr\" aria-level=\"1\">\n<p dir=\"ltr\" role=\"presentation\">Assists you in obtaining the best mortgage rate available; advises you on the type of rate (fixed or variable? ), the amortization period (for example, 10, 20, or 30 years?), and the term (for example, 3, 5, or 10 years? );<\/p>\n<\/li>\n<li dir=\"ltr\" aria-level=\"1\">\n<p dir=\"ltr\" role=\"presentation\">Explains the various mortgage products currently available;<\/p>\n<\/li>\n<li dir=\"ltr\" aria-level=\"1\">Explains the various mortgage products currently available;<\/li>\n<li dir=\"ltr\" aria-level=\"1\">Gives you access to various online tools to help you in your search; provides you with access to various online tools to help with your search.<\/li>\n<li>Provides you with access to various online tools to help with your search.<\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-dozi840-1\" class=\"tb_title_accordion\" aria-controls=\"acc-dozi840-1-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Why use a mortgage broker instead of a bank?<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-dozi840-1-content\" data-id=\"acc-dozi840-1\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_824n875\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_bfse875 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_owpb875   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>A broker has a significant edge over a bank. Without having to negotiate with each financial institution, the broker negotiates the best prices for you and obtains rate discounts. Whether you need a pre-approval, a renewal, or a refinance for your house or condo, we can help.<\/p>\n<p>Based on your needs and financial situation, your Multi-Pr\u00eats mortgage broker will find the best mortgage products for you. He will also negotiate with a number of banks and financial institutions in order to save you as much money as possible.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-dozi840-2\" class=\"tb_title_accordion\" aria-controls=\"acc-dozi840-2-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">What are the responsibilities of a mortgage broker?<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-dozi840-2-content\" data-id=\"acc-dozi840-2\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_jb7f875\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_6ev1875 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_q0mf875   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Depending on your circumstances, your mortgage broker will work for free to find you the best mortgage rate.<\/p>\n<p>He or she is accessible and responsive and can assist you with a variety of tasks, such as:<\/p>\n<p><span style=\"background-color: transparent; font-size: 1rem;\">&#8211; Obtaining a mortgage pre-approval so you know how much you can borrow;\u00a0<\/span><\/p>\n<p><span style=\"background-color: transparent; font-size: 1rem;\">&#8211; Calculating the amount of your mortgage payments and your down payment on a home; and obtaining a mortgage pre-approval so you know how much you can borrow.<\/span><\/p>\n<p>&#8211; Putting together a budget that accounts for all of the costs associated with purchasing a home;<\/p>\n<p>&#8211; Investigating programs and incentives that could assist you in purchasing a home;<\/p>\n<p>&#8211; Looking for the best mortgage for your situation, demands, and market conditions.<\/p>\n<p>Your Multi-Pr\u00eats mortgage broker can arrange a rate guarantee at no cost to you during your real estate search to protect you from rising mortgage rates.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-dozi840-3\" class=\"tb_title_accordion\" aria-controls=\"acc-dozi840-3-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">A mortgage broker's services are free of charge.<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-dozi840-3-content\" data-id=\"acc-dozi840-3\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_wlcm876\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_gvwk876 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_imth876   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Do you want to be able to investigate all of your options by speaking with a variety of financial lenders, some of whom only accept mortgage broker applications? Do you want to be sure you&#8217;re getting the best terms possible depending on your current financial situation and credit history?<\/p>\n<p>Would you like professional assistance in selecting a product and a financial institution that is both appropriate for you? If you answered yes to one or more\u00a0<span style=\"background-color: transparent; font-size: 1rem;\">of these questions, working with a mortgage broker is the best way to achieve your goals.<\/span><\/p>\n<p>Whether you are buying your first home, a second home, or a rental property, you will benefit from the free services of a mortgage broker. You will have all of the chances in your favor in order to obtain the best mortgage rates, as well as specialist counsel that will streamline all of your operations.<\/p>\n<p>Our Multi-Pr\u00eats mortgage brokers are paid by the banks with which they operate. They do not work on commission; instead, their income is determined by the amount of money borrowed. No mortgage broker wants you to sign a loan that is more expensive than the one next to it. As a consequence, when you work with us, you can rest guaranteed that you&#8217;ll get the best mortgage rate possible.<\/p>\n<p>As you can see, transparency is always a major concern for us. Our goal is to give you as much information as possible so that you can make an informed decision and choose the best mortgage formula for you while avoiding penalties.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-dozi840-4\" class=\"tb_title_accordion\" aria-controls=\"acc-dozi840-4-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Mortgage brokers with experience at your service<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-dozi840-4-content\" data-id=\"acc-dozi840-4\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_d40j876\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_odjn876 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_svvw876   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>A mortgage broker, often known as a mortgage agent, is a person that serves as a go-between for you and potential mortgage lenders (banks, private lenders, etc.).<\/p>\n<p>Thanks to their skills, resources, and financial partners, they are the most knowledgeable person to assist you in your quest for a mortgage loan, its renewal, and refinancing.<\/p>\n<p>As a result, you should contact the mortgage broker for any mortgage-related needs.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n        <\/ul>\n\n<\/div><!-- \/module accordion -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_2 tb_e0mp15\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col4-3 tb_o9wn18 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_87i9859  inline-fancy-heading tb_hide_divider tb_gs1383628\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    Why a Multi-Pr\u00eats mortgage broker in Quebec City?            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_6a5s859   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>You get fast and efficient service from Francis Mathieu Johnson a, <span class=\"greenText\"><strong>Multi-Pr\u00eats mortgage broker<\/strong><\/span> in Qu\u00e9bec, to get the best rates from more than <span class=\"greenText\"><strong>25 financial institutions in Canada<\/strong><\/span>. Francis has a lot of expertise in the mortgage industry. He will be able to obtain the <span class=\"greenText\"><strong>best rate <\/strong><\/span>for your needs thanks to his experience and comprehensive understanding of the mortgage market.<\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_kccm860  inline-fancy-heading tb_hide_divider tb_gs1383628\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    A Multi-Pr\u00eats broker in Quebec City to get the best rate!            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module accordion -->\n<div  class=\"module module-accordion tb_vnrm860 \" data-behavior=\"accordion\" data-lazy=\"1\">\n    \n    <ul class=\"ui module-accordion separate rounded tb_default_color\">\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-vnrm860-0\" class=\"tb_title_accordion\" aria-controls=\"acc-vnrm860-0-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Quebec City and its environs are depicted in a few figures.<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-vnrm860-0-content\" data-id=\"acc-vnrm860-0\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_6r39876\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_mtb0877 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_2gc4877   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Quebec City, part of the National Capital Region is attracting an increasing number of visitors because of its inviting living environment and easy access to its attractions by public transit, Its cultural activity, and its tourism.<\/p>\n<p>The number of real estate transactions in the region in 2021 is shown below.<\/p>\n<p>Great Qu\u00e9bec Area: 9,750<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-vnrm860-1\" class=\"tb_title_accordion\" aria-controls=\"acc-vnrm860-1-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Why should you contact a mortgage broker in Quebec City?<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-vnrm860-1-content\" data-id=\"acc-vnrm860-1\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_ktmt877\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column tb_kvtf877 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_ptx6877   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Our mortgage brokers in Quebec City have in-depth knowledge of the local market and are thus in the best position to offer you sound advice while looking for a mortgage. They&#8217;re always on the lookout for market shifts and trends, making them the best friends for maximizing the value of your loan, whether it&#8217;s renewed or refinanced.<\/p>\n<p>The following is the average household income in the surrounding cities:<\/p>\n<p>In Quebec City, $92,799<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <\/div>\n                    <\/div><!-- .accordion-content -->\n        <\/li>\n        <\/ul>\n\n<\/div><!-- \/module accordion -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column sub_column col4-1 tb_yub318 last\">\n                    <!-- module map -->\n<div  class=\"module module-map tb_od3u249  hide-tablet hide-mobile\">\n                                    <link rel=\"preconnect\" href=\"https:\/\/maps.googleapis.com\" crossorigin\/>\n                <div data-lazy=\"1\"             data-map-provider=\"google\"\n                            data-mapid=\"\"\n             \n            data-address=\"5400, boulevard des Galeries, bureau 330, Qu\u00e9bec, QC G2K 2B4\"\n            data-zoom=\"16\"\n            data-type=\"ROADMAP\"\n            data-scroll=\"\"\n            data-drag=\"\"\n            data-mdrag=\"1\"\n            data-control=\"1\"\n            class=\"tf_lazy themify_map\"\n            style=\"width:100%;height:300px;\"\n            data-info-window=\"&lt;b&gt;Address&lt;\/b&gt;&lt;br\/&gt;&lt;p&gt;5400, boulevard des Galeries, bureau 330, Qu\u00e9bec, QC G2K 2B4&lt;\/p&gt;\"\n            data-reverse-geocoding=\"\">\n        <\/div>\n    <\/div>\n<!-- \/module map -->\n        <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-parallax-bg=\"desktop\" data-css_id=\"dzzm385\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_dzzm385 tf_w\">\n            <span class=\"tb_row_frame_wrap tf_overflow tf_abs\" data-lazy=\"1\"><span class=\"tb_row_frame tb_row_frame_bottom  tf_abs tf_hide tf_overflow tf_w\"><\/span><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_s6o9385 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_42ad385   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2 style=\"text-align: left;\">Testimonials<\/h2>    <\/div>\n<\/div>\n<!-- \/module text -->        <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_t0b1385\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_uq4g385 first\">\n                    <div  class=\"module themify_builder_slider_wrap tf_clearfix module-testimonial-slider tb_p6cn386  image-bottom  \" data-lazy=\"1\">\n        <div class=\"themify_builder_slider tf_carousel tf_swiper-container tf_rel tf_overflow\" data-lazy=\"1\"        data-visible=\"1\"\n        data-tab-visible=\"\"\n        data-mob-visible=\"\"\n        data-scroll=\"\"\n                            data-auto=\"4000\"\n            data-controller=\"0\"\n            data-pause_hover=\"1\"\n                data-speed=\"1\"\n        data-wrapvar=\"1\"\n        data-slider_nav=\"1\"\n        data-pager=\"1\"\n        data-effect=\"scroll\" \n        data-height=\"variable\"\n        data-css_url=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/themes\/themify-ultra\/themify\/themify-builder\/css\/modules\/sliders\/carousel,https:\/\/meilleures-hypotheques.ca\/wp-content\/themes\/themify-ultra\/themify\/themify-builder\/css\/modules\/sliders\/testimonial-slider\"\n                    >\n        <div class=\"tf_swiper-wrapper tf_lazy tf_rel tf_w tf_h tf_textc\">\n                <div class=\"post tf_swiper-slide\">            <div class=\"testimonial-item\">\n                                <div class=\"testimonial-content\">\n                                            <h3 class=\"testimonial-title\">Professionalism, Quality<\/h3>\n                                                                                    <div class=\"testimonial-entry-content\">\n                            <p data-pm-slice=\"1 1 []\">I was taken care of quickly, very efficient, works hard for his clients, always looks for solutions and very diplomatic. I recommend him 100%. We are in the process of buying a house and Mr. supports us even on weekends, responds quickly to our messages and phone calls. A great confidence in this man.<br>Thank you so much. \ud83d\ude42<\/p>                        <\/div>\n                                        \n                                            <div class=\"testimonial-author\">\n                                                            <div class=\"person-name\">Trycia Deroy<\/div>\n                                                                                                            <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div><!-- .post -->            <div class=\"post tf_swiper-slide\" style=\"content-visibility:hidden\">            <div class=\"testimonial-item\">\n                                <div class=\"testimonial-content\">\n                                            <h3 class=\"testimonial-title\">Professionalism, Quality, Responsiveness, Value<\/h3>\n                                                                                    <div class=\"testimonial-entry-content\">\n                            <p>Francis M-Johnson is a truly qualified and professional person who will talk to you and answer any questions you have without delay. I have never had to wait for an answer. Always very polite and clear in explaining the requirements to meet, I always felt completely confident and well taken care of, as a client AND as an individual going through an important stage in his life! I would recommend him to anyone looking to buy a home, whether they are experienced or not in this transaction!<\/p>                        <\/div>\n                                        \n                                            <div class=\"testimonial-author\">\n                                                            <div class=\"person-name\">Mother Nature<\/div>\n                                                                                                            <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div><!-- .post -->            <div class=\"post tf_swiper-slide\" style=\"content-visibility:hidden\">            <div class=\"testimonial-item\">\n                                <div class=\"testimonial-content\">\n                                            <h3 class=\"testimonial-title\">Professionalism, Quality, Responsiveness<\/h3>\n                                                                                    <div class=\"testimonial-entry-content\">\n                            <p>When we bought our house, Mr. Mathieu-Johnson offered us impeccable service. He has a very human approach, is very responsive and is always willing to answer questions. He accompanied us throughout the entire purchase process. I would recommend his services to my friends and family.<\/p>                        <\/div>\n                                        \n                                            <div class=\"testimonial-author\">\n                                                            <div class=\"person-name\">Sarah Champagne<\/div>\n                                                                                                            <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div><!-- .post -->            <div class=\"post tf_swiper-slide\" style=\"content-visibility:hidden\">            <div class=\"testimonial-item\">\n                                <div class=\"testimonial-content\">\n                                            <h3 class=\"testimonial-title\">Professionalism, Quality, Responsiveness<\/h3>\n                                                                                    <div class=\"testimonial-entry-content\">\n                            <p data-pm-slice=\"1 1 []\">When we bought our house, Mr. Mathieu-Johnson offered us impeccable service. He has a very human approach, is very responsive and is always willing to answer questions. He accompanied us throughout the entire purchase process. I would recommend his services to my friends and family.<\/p>                        <\/div>\n                                        \n                                            <div class=\"testimonial-author\">\n                                                            <div class=\"person-name\">Soa Ramasindraibe<\/div>\n                                                                                                            <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div><!-- .post -->            <div class=\"post tf_swiper-slide\" style=\"content-visibility:hidden\">            <div class=\"testimonial-item\">\n                                <div class=\"testimonial-content\">\n                                            <h3 class=\"testimonial-title\">Professionalism, Quality, Responsiveness, Value<\/h3>\n                                                                                    <div class=\"testimonial-entry-content\">\n                            <p data-pm-slice=\"1 1 []\">Francis explained the whole home buying process very well and guided us through it by being available for our questions and finding us the best rate in a very short time. Thank you for your good advice and your time Francis, much appreciated.<\/p>                        <\/div>\n                                        \n                                            <div class=\"testimonial-author\">\n                                                            <div class=\"person-name\">Florence Hamel<\/div>\n                                                                                                            <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div><!-- .post -->                <\/div>\n    <\/div>\n<\/div>\n        <\/div>\n                    <\/div>\n                <div  data-lazy=\"1\" class=\"module_subrow themify_builder_sub_row tf_w col_align_top tb_col_count_1 tb_o9o1386\">\n                <div  data-lazy=\"1\" class=\"module_column sub_column col-full tb_lpp0386 first\">\n                            <\/div>\n                    <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-anchor=\"QuickRequest\" data-css_id=\"bcco796\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_has_section tb_section-QuickRequest tb_bcco796 tf_w wow\" data-tf-animation=\"fadeInUp\">\n            <span class=\"tb_row_frame_wrap tf_overflow tf_abs\" data-lazy=\"1\"><span class=\"tb_row_frame tb_row_frame_top  tf_abs tf_hide tf_overflow tf_w\"><\/span><span class=\"tb_row_frame tb_row_frame_bottom  tf_abs tf_hide tf_overflow tf_w\"><\/span><\/span>            <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_wbws599 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_0t5c335  inline-fancy-heading tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    Quick online              <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                    request            <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_y28y52   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p>Simply fill out this form and receive the <span class=\"greenText\"><strong>best offers<\/strong><\/span> with the <span class=\"greenText\"><strong>best rates<\/strong><\/span> and conditions in less than <span class=\"greenText\"><strong>24 hours<\/strong><\/span> tailored to your situation.<\/span><\/p>\n    <\/div>\n<\/div>\n<!-- \/module text --><!-- module plain text -->\n<div  class=\"module module-plain-text tb_9w02599 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-1015 themify_builder 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           <div  data-anchor=\"RequestACall\" data-css_id=\"2o43115\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_has_section tb_section-RequestACall tb_2o43115 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_bkc8116 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_hyv69  inline-fancy-heading tb_hide_divider\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    Request a            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                    call            <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module plain text -->\n<div  class=\"module module-plain-text tb_noh6319 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <div class=\"tb_layout_part_wrap tf_w\"><!--themify_builder_content-->\n    <div  class=\"themify_builder_content themify_builder_content-755 themify_builder not_editable_builder in_the_loop\" data-postid=\"755\">\n                        <div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_1pd8904 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_h3cg904 first\">\n                    <!-- module plain text -->\n<div  class=\"module module-plain-text tb_ug4h838 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n    <div id=\"call_form\"><\/div>\n<script type=\"text\/javascript\">\njQuery().ready(function() {\n\tjQuery( \"#call_form\" ).call_form('en', false, false);\n});\n<\/script>    <\/div>\n<\/div>\n<!-- \/module plain text -->        <\/div>\n                        <\/div>\n        <\/div>\n            <\/div>\n<!--\/themify_builder_content--><\/div>\n    <\/div>\n<\/div>\n<!-- \/module plain text -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Get the best mortgage rate. We find in less than 24 hours the mortgage for your needs in the best conditions and all in a single application.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-39","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Multi-Prets Mortgage Broker in Quebec City<\/title>\n<meta name=\"description\" content=\"Multi-Prets mortgage broker in Quebec. Get the best interest rates for your mortgage. 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Subject to change without notice. Rates may vary depending on amount borrowed, collateral offered or other factors. Contact your broker at Yves St-Denis Mortgage Brokers for more information.<\/p>\n<h2>The advantages of Multi-Pr\u00eats<\/h2>\n<img src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies-70x70.png\" width=\"70\" height=\"70\" title=\"des_economies\" alt=\"Des \u00e9conomies\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/des_economies.png 512w\" sizes=\"(max-width: 70px) 100vw, 70px\" \/>\n<h4 style=\"text-align: center;\">Savings<\/h4> <p>We have a complete understanding of the market, allowing us to aggressively negotiate for you the most favorable and affordable mortgage loan, as opposed to banks or financial institutions, which are obligated to provide you just their goods, allowing you to save significantly.<\/p>\n<img src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-70x70.png\" width=\"70\" height=\"70\" title=\"affaires_finances\" alt=\"Refinancement\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/affaires_finances.png 512w\" sizes=\"(max-width: 70px) 100vw, 70px\" \/>\n<h4 style=\"text-align: center;\">Lowest rate<\/h4> <p>Multi-Pr\u00eats has access to the best rates in the market due to the large volume of mortgages created (over 44 billion). Simultaneously, we have access to a diverse range of rates offered and promoted by a variety of banks and institutions. We find the greatest prices<b> for you.<\/b><\/p>\n<img src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento-70x70.png\" width=\"70\" height=\"70\" title=\"100-por-ciento\" alt=\"Services 100% Gratuit\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/100-por-ciento.png 512w\" sizes=\"(max-width: 70px) 100vw, 70px\" \/>\n<h4 style=\"text-align: center;\">100% free<\/h4> <p>Mortgage brokers supply you with completely free services. There are no additional fees or commissions to pay. Indeed, the broker is compensated by banks and financial organizations for promoting mortgage products. As a result, we offer our services for free.<\/p>\n<img src=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign-70x70.png\" width=\"70\" height=\"70\" title=\"clock-with-dollar-sign\" alt=\"Gagner du temps\" srcset=\"https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign-70x70.png 70w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign-300x300.png 300w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign-150x150.png 150w, https:\/\/meilleures-hypotheques.ca\/wp-content\/uploads\/2022\/05\/clock-with-dollar-sign.png 512w\" sizes=\"(max-width: 70px) 100vw, 70px\" \/>\n<h4 style=\"text-align: center;\">Time management<\/h4> <p>You won't have to meet with a slew of banks and financial institutions or fill out a mountain of paperwork to get the best deal. The follow-ups will be handled by your broker, who will also keep you informed about any changes to your file and draft all necessary documentation and contracts. Procedures are streamlined, and you save a significant amount of time.<\/p>\n\n<h2>Calculate and optimize your mortgage payments<br\/><\/h2>\n\n[themify_layout_part id=\"1677\"]\n<p style=\"text-align: center;\">*These figures and calculations are for illustrative purposes only and may not be used for contractual purposes. Certain conditions apply. Subject to change without notice.<\/p>\n<h2>Discover the services offered<br\/>by our Multi-Pr\u00eats brokers.<\/h2>\n<h2>A mortgage adapted to<br\/>your situation<\/h2>\n<ul><li><h4> The Benefits of Using Multi-Pr\u00eats<\/h4><h4>The Benefits of Using Multi-Pr\u00eats<\/h4> <p>We have a thorough knowledge of the market, which allows us to intensively negotiate for you the most favorable and cheapest mortgage loan, compared to banks or financial institutions, which are forced to offer you only their products, allowing you to make significant financial savings.<\/p> <h4>Lowest Rate<\/h4> <p>Due to the high volume of mortgages generated (over 44 billion), Multi-Pr\u00eats has access to the best rates in the market. At the same time, we have access to a wide range of rates offered and promoted by a number of banks and institutions. For you, we locate the best pricing.<\/p> <h4>100% FREE<\/h4> <p>Mortgage brokers provide entirely free services to you. There are no hidden costs or commissions. Indeed, the broker is compensated for marketing mortgage products by banks and financial institutions. As a result, we provide our services at no cost.<\/p> <h4>Saving time<\/h4> <p>To receive the best rate, you won't have to meet with a bunch of banks and financial institutions and submit a thousand paperwork. Your broker will handle all follow-ups, keep you updated on any changes to your file, and draft all essential documentation and contracts. Procedures are simplified, and you save a lot of time.<\/p><\/li><li><h4> Multi-Pr\u00eats offers you very low rates<\/h4><h4><strong>Multi-Pr\u00eats offers you very low rates<\/strong><\/h4> <p>Due to the large amount of loans (over 44 billion mortgages), Multi-Pr\u00eats has simultaneous access to a variety of rates provided by several banks and financial institutions. Contrary to the advisors of banks and financial institutions, who are limited to offering their own products, this allows us to find you the best rates from a large selection. You then have access to a variety of financial lenders, some of which only accept applications through mortgage brokers, allowing you to evaluate all available options.<\/p> <p>Furthermore, Multi-Pr\u00eats' mortgage brokers have an in-depth knowledge of the market, which allows them to advise you on how to obtain the lowest mortgage rate. Furthermore, we answer all your questions in order to facilitate your decision (fixed or variable rate, long or short term, etc.).<\/p><\/li><li><h4> Multi-Pr\u00eats brokers differ from other brokers in the following ways.<\/h4><h4>Professionalism<\/h4> <p>Our mortgage brokers are market specialists who have been trained to understand and respond rapidly to your true needs<strong>.<\/strong><\/p> <h4>Time is a valuable commodity.<\/h4> <p>Thanks to your Multi-Pr\u00eats mortgage broker, you will receive proposals from a variety of financial institutions in one single request. You won't have to meet with a slew of different lenders and hand over a zillion different documents to each one. Your broker is in charge of everything.<\/p> <h4>Setting up funds<\/h4> <p>To begin with, a mortgage broker's services are entirely free. He or she not only negotiates the most favorable and least expensive mortgage for you (in comparison to the banks), but he or she also offers a selection of additional financial services to help you save or grow your money.<\/p> <h4>The working hours are very flexible.<\/h4> <p>We may meet with you at our Qu\u00e9bec office or at your home seven days a week.<\/p><\/li><li><h4> Multi-Pr\u00eats, your own financial advisor<\/h4><h4><strong>Multi-Pr\u00eats, your own financial advisor<\/strong><\/h4> <p>On a daily basis, our mortgage brokers communicate with over 25 different financial partners across Canada (banks, caisses, insurance companies, and so on). We are constantly monitoring market movements and opportunities that may be of interest to our clients. We can also help you locate the best mortgage terms and rates by comparing offers from a variety of lenders, some of which you may not have direct access to.<\/p> <h4>The partner financial institutions we work with<\/h4> <ul> <li>ADAP-T \/ CML<\/li> <li>B2B Banking<\/li> <li>Fair Trade Bank<\/li> <li>Manulife Bank<\/li> <li>Caisses Populaires Desjardins<\/li> <li>Canada Guaranty<\/li> <li>CHIP \u2013 Home Income Plan<\/li> <li>CMHC \/ CMHC<\/li> <li>Multi-Plane<\/li> <li>Pentor<\/li> <li>PeoplesTrust<\/li> <li>SecurFinance<\/li> <li>Simplici-T<\/li> <li>SSQ<\/li> <li>TD Canada Trust<\/li> <li>CTF<\/li> <li>Unik Financing<\/li> <li>First National Financial<\/li> <li>Haventree Financial<\/li> <li>FNF<\/li> <li>SAGEN \/ Genworth Financial<\/li> <li>Home Trust<\/li> <li>MCAP<\/li> <li>Merix Financial \u2013 Lendwise<\/li> <li>HomeEquity Bank<\/li> <li>National Bank<\/li> <li>Scotiabank<\/li> <li>Laurentian Bank<\/li> <li>Equitable Bank<\/li> <\/ul><\/li><\/ul>\n<h4>The Benefits of Using Multi-Pr\u00eats<\/h4> <p>We have a thorough knowledge of the market, which allows us to intensively negotiate for you the most favorable and cheapest mortgage loan, compared to banks or financial institutions, which are forced to offer you only their products, allowing you to make significant financial savings.<\/p> <h4>Lowest Rate<\/h4> <p>Due to the high volume of mortgages generated (over 44 billion), Multi-Pr\u00eats has access to the best rates in the market. At the same time, we have access to a wide range of rates offered and promoted by a number of banks and institutions. For you, we locate the best pricing.<\/p> <h4>100% FREE<\/h4> <p>Mortgage brokers provide entirely free services to you. There are no hidden costs or commissions. Indeed, the broker is compensated for marketing mortgage products by banks and financial institutions. As a result, we provide our services at no cost.<\/p> <h4>Saving time<\/h4> <p>To receive the best rate, you won't have to meet with a bunch of banks and financial institutions and submit a thousand paperwork. Your broker will handle all follow-ups, keep you updated on any changes to your file, and draft all essential documentation and contracts. Procedures are simplified, and you save a lot of time.<\/p>\n<h4><strong>Multi-Pr\u00eats offers you very low rates<\/strong><\/h4> <p>Due to the large amount of loans (over 44 billion mortgages), Multi-Pr\u00eats has simultaneous access to a variety of rates provided by several banks and financial institutions. Contrary to the advisors of banks and financial institutions, who are limited to offering their own products, this allows us to find you the best rates from a large selection. You then have access to a variety of financial lenders, some of which only accept applications through mortgage brokers, allowing you to evaluate all available options.<\/p> <p>Furthermore, Multi-Pr\u00eats' mortgage brokers have an in-depth knowledge of the market, which allows them to advise you on how to obtain the lowest mortgage rate. Furthermore, we answer all your questions in order to facilitate your decision (fixed or variable rate, long or short term, etc.).<\/p>\n<h4>Professionalism<\/h4> <p>Our mortgage brokers are market specialists who have been trained to understand and respond rapidly to your true needs<strong>.<\/strong><\/p> <h4>Time is a valuable commodity.<\/h4> <p>Thanks to your Multi-Pr\u00eats mortgage broker, you will receive proposals from a variety of financial institutions in one single request. You won't have to meet with a slew of different lenders and hand over a zillion different documents to each one. Your broker is in charge of everything.<\/p> <h4>Setting up funds<\/h4> <p>To begin with, a mortgage broker's services are entirely free. He or she not only negotiates the most favorable and least expensive mortgage for you (in comparison to the banks), but he or she also offers a selection of additional financial services to help you save or grow your money.<\/p> <h4>The working hours are very flexible.<\/h4> <p>We may meet with you at our Qu\u00e9bec office or at your home seven days a week.<\/p>\n<h4><strong>Multi-Pr\u00eats, your own financial advisor<\/strong><\/h4> <p>On a daily basis, our mortgage brokers communicate with over 25 different financial partners across Canada (banks, caisses, insurance companies, and so on). We are constantly monitoring market movements and opportunities that may be of interest to our clients. We can also help you locate the best mortgage terms and rates by comparing offers from a variety of lenders, some of which you may not have direct access to.<\/p> <h4>The partner financial institutions we work with<\/h4> <ul> <li>ADAP-T \/ CML<\/li> <li>B2B Banking<\/li> <li>Fair Trade Bank<\/li> <li>Manulife Bank<\/li> <li>Caisses Populaires Desjardins<\/li> <li>Canada Guaranty<\/li> <li>CHIP \u2013 Home Income Plan<\/li> <li>CMHC \/ CMHC<\/li> <li>Multi-Plane<\/li> <li>Pentor<\/li> <li>PeoplesTrust<\/li> <li>SecurFinance<\/li> <li>Simplici-T<\/li> <li>SSQ<\/li> <li>TD Canada Trust<\/li> <li>CTF<\/li> <li>Unik Financing<\/li> <li>First National Financial<\/li> <li>Haventree Financial<\/li> <li>FNF<\/li> <li>SAGEN \/ Genworth Financial<\/li> <li>Home Trust<\/li> <li>MCAP<\/li> <li>Merix Financial \u2013 Lendwise<\/li> <li>HomeEquity Bank<\/li> <li>National Bank<\/li> <li>Scotiabank<\/li> <li>Laurentian Bank<\/li> <li>Equitable Bank<\/li> <\/ul>\n<h2>A mortgage adapted to<br\/>your situation<\/h2>\n<ul><li><h4>The Benefits of Using Multi-Pr\u00eats<\/h4><p><strong>The Benefits of Using Multi-Pr\u00eats<\/strong><\/p> <p>We have a thorough knowledge of the market, which allows us to intensively negotiate for you the most favorable and cheapest mortgage loan, compared to banks or financial institutions, which are forced to offer you only their products, allowing you to make significant financial savings.<\/p> <p><strong>Lowest Rate<\/strong><\/p> <p>Due to the high volume of mortgages generated (over 44 billion), Multi-Pr\u00eats has access to the best rates in the market. At the same time, we have access to a wide range of rates offered and promoted by a number of banks and institutions. For you, we locate the best pricing.<\/p> <p><strong> 100% FREE<\/strong><\/p> <p>Mortgage brokers provide entirely free services to you. There are no hidden costs or commissions. Indeed, the broker is compensated for marketing mortgage products by banks and financial institutions. As a result, we provide our services at no cost.<\/p> <p><strong>Saving time<\/strong><\/p> <p>To receive the best rate, you won't have to meet with a bunch of banks and financial institutions and submit a thousand paperwork. Your broker will handle all follow-ups, keep you updated on any changes to your file, and draft all essential documentation and contracts. Procedures are simplified, and you save a lot of time.<\/p><\/li><li><h4>Multi-Pr\u00eats offers you very low rates<\/h4><h4><strong>Multi-Pr\u00eats offers you very low rates<\/strong><\/h4> <p>Due to the large amount of loans (over 44 billion mortgages), Multi-Pr\u00eats has simultaneous access to a variety of rates provided by several banks and financial institutions. Contrary to the advisors of banks and financial institutions, who are limited to offering their own products, this allows us to find you the best rates from a large selection. You then have access to a variety of financial lenders, some of which only accept applications through mortgage brokers, allowing you to evaluate all available options.<\/p> <p>Furthermore, Multi-Pr\u00eats' mortgage brokers have an in-depth knowledge of the market, which allows them to advise you on how to obtain the lowest mortgage rate. Furthermore, we answer all your questions in order to facilitate your decision (fixed or variable rate, long or short term, etc.).<\/p><\/li><li><h4>Multi-Pr\u00eats brokers differ from other brokers in the following ways.<\/h4><h4>Multi-Pr\u00eats brokers differ from other brokers in the following ways.<\/h4> <p><strong>Professionalism<\/strong><\/p> <p>Our mortgage brokers are market specialists who have been trained to understand and respond rapidly to your true needs<strong>.<\/strong><\/p> <p><strong>Time is a valuable commodity.<\/strong><\/p> <p>Thanks to your Multi-Pr\u00eats mortgage broker, you will receive proposals from a variety of financial institutions in one single request. You won't have to meet with a slew of different lenders and hand over a zillion different documents to each one. Your broker is in charge of everything.<\/p> <p><strong>Setting up funds<\/strong><\/p> <p>To begin with, a mortgage broker's services are entirely free. He or she not only negotiates the most favorable and least expensive mortgage for you (in comparison to the banks), but he or she also offers a selection of additional financial services to help you save or grow your money.<\/p> <p><strong>The working hours are very flexible.<\/strong><\/p> <p>We may meet with you at our Qu\u00e9bec office or at your home seven days a week.<\/p><\/li><li><h4>Multi-Pr\u00eats, your own financial advisor<\/h4><h4><strong>Multi-Pr\u00eats, your own financial advisor<\/strong><\/h4> <p>On a daily basis, our mortgage brokers communicate with over 25 different financial partners across Canada (banks, caisses, insurance companies, and so on). We are constantly monitoring market movements and opportunities that may be of interest to our clients. We can also help you locate the best mortgage terms and rates by comparing offers from a variety of lenders, some of which you may not have direct access to.<\/p> <h4>The partner financial institutions we work with<\/h4> <ul> <li>ADAP-T \/ CML<\/li> <li>B2B Banking<\/li> <li>Fair Trade Bank<\/li> <li>Manulife Bank<\/li> <li>Caisses Populaires Desjardins<\/li> <li>Canada Guaranty<\/li> <li>CHIP \u2013 Home Income Plan<\/li> <li>CMHC \/ CMHC<\/li> <li>Multi-Plane<\/li> <li>Pentor<\/li> <li>PeoplesTrust<\/li> <li>SecurFinance<\/li> <li>Simplici-T<\/li> <li>SSQ<\/li> <li>TD Canada Trust<\/li> <li>CTF<\/li> <li>Unik Financing<\/li> <li>First National Financial<\/li> <li>Haventree Financial<\/li> <li>FNF<\/li> <li>SAGEN \/ Genworth Financial<\/li> <li>Home Trust<\/li> <li>MCAP<\/li> <li>Merix Financial \u2013 Lendwise<\/li> <li>HomeEquity Bank<\/li> <li>National Bank<\/li> <li>Scotiabank<\/li> <li>Laurentian Bank<\/li> <li>Equitable Bank<\/li> <\/ul><\/li><\/ul>\n<p><strong>The Benefits of Using Multi-Pr\u00eats<\/strong><\/p> <p>We have a thorough knowledge of the market, which allows us to intensively negotiate for you the most favorable and cheapest mortgage loan, compared to banks or financial institutions, which are forced to offer you only their products, allowing you to make significant financial savings.<\/p> <p><strong>Lowest Rate<\/strong><\/p> <p>Due to the high volume of mortgages generated (over 44 billion), Multi-Pr\u00eats has access to the best rates in the market. At the same time, we have access to a wide range of rates offered and promoted by a number of banks and institutions. For you, we locate the best pricing.<\/p> <p><strong> 100% FREE<\/strong><\/p> <p>Mortgage brokers provide entirely free services to you. There are no hidden costs or commissions. Indeed, the broker is compensated for marketing mortgage products by banks and financial institutions. As a result, we provide our services at no cost.<\/p> <p><strong>Saving time<\/strong><\/p> <p>To receive the best rate, you won't have to meet with a bunch of banks and financial institutions and submit a thousand paperwork. Your broker will handle all follow-ups, keep you updated on any changes to your file, and draft all essential documentation and contracts. Procedures are simplified, and you save a lot of time.<\/p>\n<h4><strong>Multi-Pr\u00eats offers you very low rates<\/strong><\/h4> <p>Due to the large amount of loans (over 44 billion mortgages), Multi-Pr\u00eats has simultaneous access to a variety of rates provided by several banks and financial institutions. Contrary to the advisors of banks and financial institutions, who are limited to offering their own products, this allows us to find you the best rates from a large selection. You then have access to a variety of financial lenders, some of which only accept applications through mortgage brokers, allowing you to evaluate all available options.<\/p> <p>Furthermore, Multi-Pr\u00eats' mortgage brokers have an in-depth knowledge of the market, which allows them to advise you on how to obtain the lowest mortgage rate. Furthermore, we answer all your questions in order to facilitate your decision (fixed or variable rate, long or short term, etc.).<\/p>\n<h4>Multi-Pr\u00eats brokers differ from other brokers in the following ways.<\/h4> <p><strong>Professionalism<\/strong><\/p> <p>Our mortgage brokers are market specialists who have been trained to understand and respond rapidly to your true needs<strong>.<\/strong><\/p> <p><strong>Time is a valuable commodity.<\/strong><\/p> <p>Thanks to your Multi-Pr\u00eats mortgage broker, you will receive proposals from a variety of financial institutions in one single request. You won't have to meet with a slew of different lenders and hand over a zillion different documents to each one. Your broker is in charge of everything.<\/p> <p><strong>Setting up funds<\/strong><\/p> <p>To begin with, a mortgage broker's services are entirely free. He or she not only negotiates the most favorable and least expensive mortgage for you (in comparison to the banks), but he or she also offers a selection of additional financial services to help you save or grow your money.<\/p> <p><strong>The working hours are very flexible.<\/strong><\/p> <p>We may meet with you at our Qu\u00e9bec office or at your home seven days a week.<\/p>\n<h4><strong>Multi-Pr\u00eats, your own financial advisor<\/strong><\/h4> <p>On a daily basis, our mortgage brokers communicate with over 25 different financial partners across Canada (banks, caisses, insurance companies, and so on). We are constantly monitoring market movements and opportunities that may be of interest to our clients. We can also help you locate the best mortgage terms and rates by comparing offers from a variety of lenders, some of which you may not have direct access to.<\/p> <h4>The partner financial institutions we work with<\/h4> <ul> <li>ADAP-T \/ CML<\/li> <li>B2B Banking<\/li> <li>Fair Trade Bank<\/li> <li>Manulife Bank<\/li> <li>Caisses Populaires Desjardins<\/li> <li>Canada Guaranty<\/li> <li>CHIP \u2013 Home Income Plan<\/li> <li>CMHC \/ CMHC<\/li> <li>Multi-Plane<\/li> <li>Pentor<\/li> <li>PeoplesTrust<\/li> <li>SecurFinance<\/li> <li>Simplici-T<\/li> <li>SSQ<\/li> <li>TD Canada Trust<\/li> <li>CTF<\/li> <li>Unik Financing<\/li> <li>First National Financial<\/li> <li>Haventree Financial<\/li> <li>FNF<\/li> <li>SAGEN \/ Genworth Financial<\/li> <li>Home Trust<\/li> <li>MCAP<\/li> <li>Merix Financial \u2013 Lendwise<\/li> <li>HomeEquity Bank<\/li> <li>National Bank<\/li> <li>Scotiabank<\/li> <li>Laurentian Bank<\/li> <li>Equitable Bank<\/li> <\/ul>\n<h2>A Multi-Pr\u00eats broker to get the best rate!<br\/><\/h2>\n<ul><li><h4>Since 1982, Multi-Pr\u00eats<\/h4><ul> <li dir=\"ltr\" aria-level=\"1\"> <p dir=\"ltr\" role=\"presentation\">Obtains a quick pre-approval for a mortgage loan;<\/p> <\/li> <li dir=\"ltr\" aria-level=\"1\"> <p dir=\"ltr\" role=\"presentation\">Assists you in obtaining the best mortgage rate available; advises you on the type of rate (fixed or variable? ), the amortization period (for example, 10, 20, or 30 years?), and the term (for example, 3, 5, or 10 years? );<\/p> <\/li> <li dir=\"ltr\" aria-level=\"1\"> <p dir=\"ltr\" role=\"presentation\">Explains the various mortgage products currently available;<\/p> <\/li> <li dir=\"ltr\" aria-level=\"1\">Explains the various mortgage products currently available;<\/li> <li dir=\"ltr\" aria-level=\"1\">Gives you access to various online tools to help you in your search; provides you with access to various online tools to help with your search.<\/li> <li>Provides you with access to various online tools to help with your search.<\/li> <\/ul><\/li><li><h4>Why use a mortgage broker instead of a bank?<\/h4><p>A broker has a significant edge over a bank. Without having to negotiate with each financial institution, the broker negotiates the best prices for you and obtains rate discounts. Whether you need a pre-approval, a renewal, or a refinance for your house or condo, we can help.<\/p> <p>Based on your needs and financial situation, your Multi-Pr\u00eats mortgage broker will find the best mortgage products for you. He will also negotiate with a number of banks and financial institutions in order to save you as much money as possible.<\/p><\/li><li><h4>What are the responsibilities of a mortgage broker?<\/h4><p>Depending on your circumstances, your mortgage broker will work for free to find you the best mortgage rate.<\/p> <p>He or she is accessible and responsive and can assist you with a variety of tasks, such as:<\/p> <p>- Obtaining a mortgage pre-approval so you know how much you can borrow;\u00a0<\/p> <p>- Calculating the amount of your mortgage payments and your down payment on a home; and obtaining a mortgage pre-approval so you know how much you can borrow.<\/p> <p>- Putting together a budget that accounts for all of the costs associated with purchasing a home;<\/p> <p>- Investigating programs and incentives that could assist you in purchasing a home;<\/p> <p>- Looking for the best mortgage for your situation, demands, and market conditions.<\/p> <p>Your Multi-Pr\u00eats mortgage broker can arrange a rate guarantee at no cost to you during your real estate search to protect you from rising mortgage rates.<\/p><\/li><li><h4>A mortgage broker's services are free of charge.<\/h4><p>Do you want to be able to investigate all of your options by speaking with a variety of financial lenders, some of whom only accept mortgage broker applications? Do you want to be sure you're getting the best terms possible depending on your current financial situation and credit history?<\/p> <p>Would you like professional assistance in selecting a product and a financial institution that is both appropriate for you? If you answered yes to one or more\u00a0of these questions, working with a mortgage broker is the best way to achieve your goals.<\/p> <p>Whether you are buying your first home, a second home, or a rental property, you will benefit from the free services of a mortgage broker. You will have all of the chances in your favor in order to obtain the best mortgage rates, as well as specialist counsel that will streamline all of your operations.<\/p> <p>Our Multi-Pr\u00eats mortgage brokers are paid by the banks with which they operate. They do not work on commission; instead, their income is determined by the amount of money borrowed. No mortgage broker wants you to sign a loan that is more expensive than the one next to it. As a consequence, when you work with us, you can rest guaranteed that you'll get the best mortgage rate possible.<\/p> <p>As you can see, transparency is always a major concern for us. Our goal is to give you as much information as possible so that you can make an informed decision and choose the best mortgage formula for you while avoiding penalties.<\/p><\/li><li><h4>Mortgage brokers with experience at your service<\/h4><p>A mortgage broker, often known as a mortgage agent, is a person that serves as a go-between for you and potential mortgage lenders (banks, private lenders, etc.).<\/p> <p>Thanks to their skills, resources, and financial partners, they are the most knowledgeable person to assist you in your quest for a mortgage loan, its renewal, and refinancing.<\/p> <p>As a result, you should contact the mortgage broker for any mortgage-related needs.<\/p><\/li><\/ul>\n<ul> <li dir=\"ltr\" aria-level=\"1\"> <p dir=\"ltr\" role=\"presentation\">Obtains a quick pre-approval for a mortgage loan;<\/p> <\/li> <li dir=\"ltr\" aria-level=\"1\"> <p dir=\"ltr\" role=\"presentation\">Assists you in obtaining the best mortgage rate available; advises you on the type of rate (fixed or variable? ), the amortization period (for example, 10, 20, or 30 years?), and the term (for example, 3, 5, or 10 years? );<\/p> <\/li> <li dir=\"ltr\" aria-level=\"1\"> <p dir=\"ltr\" role=\"presentation\">Explains the various mortgage products currently available;<\/p> <\/li> <li dir=\"ltr\" aria-level=\"1\">Explains the various mortgage products currently available;<\/li> <li dir=\"ltr\" aria-level=\"1\">Gives you access to various online tools to help you in your search; provides you with access to various online tools to help with your search.<\/li> <li>Provides you with access to various online tools to help with your search.<\/li> <\/ul>\n<p>A broker has a significant edge over a bank. Without having to negotiate with each financial institution, the broker negotiates the best prices for you and obtains rate discounts. Whether you need a pre-approval, a renewal, or a refinance for your house or condo, we can help.<\/p> <p>Based on your needs and financial situation, your Multi-Pr\u00eats mortgage broker will find the best mortgage products for you. He will also negotiate with a number of banks and financial institutions in order to save you as much money as possible.<\/p>\n<p>Depending on your circumstances, your mortgage broker will work for free to find you the best mortgage rate.<\/p> <p>He or she is accessible and responsive and can assist you with a variety of tasks, such as:<\/p> <p>- Obtaining a mortgage pre-approval so you know how much you can borrow;\u00a0<\/p> <p>- Calculating the amount of your mortgage payments and your down payment on a home; and obtaining a mortgage pre-approval so you know how much you can borrow.<\/p> <p>- Putting together a budget that accounts for all of the costs associated with purchasing a home;<\/p> <p>- Investigating programs and incentives that could assist you in purchasing a home;<\/p> <p>- Looking for the best mortgage for your situation, demands, and market conditions.<\/p> <p>Your Multi-Pr\u00eats mortgage broker can arrange a rate guarantee at no cost to you during your real estate search to protect you from rising mortgage rates.<\/p>\n<p>Do you want to be able to investigate all of your options by speaking with a variety of financial lenders, some of whom only accept mortgage broker applications? Do you want to be sure you're getting the best terms possible depending on your current financial situation and credit history?<\/p> <p>Would you like professional assistance in selecting a product and a financial institution that is both appropriate for you? If you answered yes to one or more\u00a0of these questions, working with a mortgage broker is the best way to achieve your goals.<\/p> <p>Whether you are buying your first home, a second home, or a rental property, you will benefit from the free services of a mortgage broker. You will have all of the chances in your favor in order to obtain the best mortgage rates, as well as specialist counsel that will streamline all of your operations.<\/p> <p>Our Multi-Pr\u00eats mortgage brokers are paid by the banks with which they operate. They do not work on commission; instead, their income is determined by the amount of money borrowed. No mortgage broker wants you to sign a loan that is more expensive than the one next to it. As a consequence, when you work with us, you can rest guaranteed that you'll get the best mortgage rate possible.<\/p> <p>As you can see, transparency is always a major concern for us. Our goal is to give you as much information as possible so that you can make an informed decision and choose the best mortgage formula for you while avoiding penalties.<\/p>\n<p>A mortgage broker, often known as a mortgage agent, is a person that serves as a go-between for you and potential mortgage lenders (banks, private lenders, etc.).<\/p> <p>Thanks to their skills, resources, and financial partners, they are the most knowledgeable person to assist you in your quest for a mortgage loan, its renewal, and refinancing.<\/p> <p>As a result, you should contact the mortgage broker for any mortgage-related needs.<\/p>\n<h2>Why a Multi-Pr\u00eats mortgage broker in Quebec City?<br\/><\/h2>\n<p>You get fast and efficient service from Francis Mathieu Johnson a, <strong>Multi-Pr\u00eats mortgage broker<\/strong> in Qu\u00e9bec, to get the best rates from more than <strong>25 financial institutions in Canada<\/strong>. Francis has a lot of expertise in the mortgage industry. He will be able to obtain the <strong>best rate <\/strong>for your needs thanks to his experience and comprehensive understanding of the mortgage market.<\/p>\n<h2>A Multi-Pr\u00eats broker in Quebec City to get the best rate!<br\/><\/h2>\n<ul><li><h4>Quebec City and its environs are depicted in a few figures.<\/h4><p>Quebec City, part of the National Capital Region is attracting an increasing number of visitors because of its inviting living environment and easy access to its attractions by public transit, Its cultural activity, and its tourism.<\/p> <p>The number of real estate transactions in the region in 2021 is shown below.<\/p> <p>Great Qu\u00e9bec Area: 9,750<\/p><\/li><li><h4>Why should you contact a mortgage broker in Quebec City?<\/h4><p>Our mortgage brokers in Quebec City have in-depth knowledge of the local market and are thus in the best position to offer you sound advice while looking for a mortgage. They're always on the lookout for market shifts and trends, making them the best friends for maximizing the value of your loan, whether it's renewed or refinanced.<\/p> <p>The following is the average household income in the surrounding cities:<\/p> <p>In Quebec City, $92,799<\/p><\/li><\/ul>\n<p>Quebec City, part of the National Capital Region is attracting an increasing number of visitors because of its inviting living environment and easy access to its attractions by public transit, Its cultural activity, and its tourism.<\/p> <p>The number of real estate transactions in the region in 2021 is shown below.<\/p> <p>Great Qu\u00e9bec Area: 9,750<\/p>\n<p>Our mortgage brokers in Quebec City have in-depth knowledge of the local market and are thus in the best position to offer you sound advice while looking for a mortgage. They're always on the lookout for market shifts and trends, making them the best friends for maximizing the value of your loan, whether it's renewed or refinanced.<\/p> <p>The following is the average household income in the surrounding cities:<\/p> <p>In Quebec City, $92,799<\/p>\n<h3><\/h3><iframe frameborder=\"0\" scrolling=\"no\" marginheight=\"0\" marginwidth=\"0\" src=\"https:\/\/maps.google.com\/maps?q=5400%2C+boulevard+des+Galeries%2C+bureau+330%2C+Qu%C3%A9bec%2C+QC+G2K+2B4&amp;t=m&amp;z=16&amp;output=embed&amp;iwloc=near\"><\/iframe>\n<h2 style=\"text-align: left;\">Testimonials<\/h2>\n<h3>Professionalism, Quality<\/h3> <p data-pm-slice=\"1 1 []\">I was taken care of quickly, very efficient, works hard for his clients, always looks for solutions and very diplomatic. I recommend him 100%. We are in the process of buying a house and Mr. supports us even on weekends, responds quickly to our messages and phone calls. A great confidence in this man.<br>Thank you so much. :)<\/p> Trycia Deroy <h3>Professionalism, Quality, Responsiveness, Value<\/h3> <p>Francis M-Johnson is a truly qualified and professional person who will talk to you and answer any questions you have without delay. I have never had to wait for an answer. Always very polite and clear in explaining the requirements to meet, I always felt completely confident and well taken care of, as a client AND as an individual going through an important stage in his life! I would recommend him to anyone looking to buy a home, whether they are experienced or not in this transaction!<\/p> Mother Nature <h3>Professionalism, Quality, Responsiveness<\/h3> <p>When we bought our house, Mr. Mathieu-Johnson offered us impeccable service. He has a very human approach, is very responsive and is always willing to answer questions. He accompanied us throughout the entire purchase process. I would recommend his services to my friends and family.<\/p> Sarah Champagne <h3>Professionalism, Quality, Responsiveness<\/h3> <p data-pm-slice=\"1 1 []\">When we bought our house, Mr. Mathieu-Johnson offered us impeccable service. He has a very human approach, is very responsive and is always willing to answer questions. He accompanied us throughout the entire purchase process. I would recommend his services to my friends and family.<\/p> Soa Ramasindraibe <h3>Professionalism, Quality, Responsiveness, Value<\/h3> <p data-pm-slice=\"1 1 []\">Francis explained the whole home buying process very well and guided us through it by being available for our questions and finding us the best rate in a very short time. Thank you for your good advice and your time Francis, much appreciated.<\/p> Florence Hamel\n<h2>Quick online <br\/>request<\/h2>\n<p>Simply fill out this form and receive the <strong>best offers<\/strong> with the <strong>best rates<\/strong> and conditions in less than <strong>24 hours<\/strong> tailored to your situation.<\/p>\n[themify_layout_part id=\"1015\"]\n<h2>Request a<br\/>call<\/h2>\n[themify_layout_part id=\"755\"]","_links":{"self":[{"href":"https:\/\/meilleures-hypotheques.ca\/en\/wp-json\/wp\/v2\/pages\/39","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/meilleures-hypotheques.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/meilleures-hypotheques.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/meilleures-hypotheques.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/meilleures-hypotheques.ca\/en\/wp-json\/wp\/v2\/comments?post=39"}],"version-history":[{"count":0,"href":"https:\/\/meilleures-hypotheques.ca\/en\/wp-json\/wp\/v2\/pages\/39\/revisions"}],"wp:attachment":[{"href":"https:\/\/meilleures-hypotheques.ca\/en\/wp-json\/wp\/v2\/media?parent=39"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}